OpenAI now wants ChatGPT to access your bank accounts

A striking development has emerged in artificial intelligence. AI AIPosts from this topic will be added to your daily email digest and your homepage feed. FollowSee All AI News NewsPosts from this topic will be added to your daily email digest and your homepage feed. FollowSee All News Tech TechPosts from this topic will be added to your daily email digest and your homepage feed.

FollowSee All TechOpenAI now wants ChatGPT to access your bank accountsAfter your health records, anything goes. After your health records, anything goes. by Jess Weatherbed Jess WeatherbedNews ReporterPosts from this author will be added to your daily email digest and your homepage feed.

Technical Details

FollowSee All by Jess WeatherbedMay 15, 2026, 4:00 PM UTC ChatGPT will even know how much credit card debt you have. Image: OpenAI Jess Weatherbed Jess WeatherbedPosts from this author will be added to your daily email digest and your homepage feed. FollowSee All by Jess Weatherbed is a news writer focused on creative industries, computing, and internet culture.

Jess started her career at TechRadar, covering news and hardware reviews. Your trust in AI is about to be put to the test: OpenAI will soon let you give the chatbot direct access to your bank accounts. The new feature announced in preview today will allow users to “securely connect” ChatGPT with Plaid — the bank-to-app bridging platform used by 12,000 financial institutions, including Schwab, Fidelity, Chase, Capital One, and more.

“More than 200 million people are already going to ChatGPT every month with finance questions – from budgeting to tips on how to cut back on spending,” OpenAI said in its announcement. “Now, users can securely connect their financial accounts with Plaid to get the full view of their financial picture in the context of their personal goals, lifestyle, and priorities that they’ve shared with ChatGPT, powered by OpenAI’s advanced reasoning capabilities. ”When financial accounts are connected, OpenAI says that ChatGPT users can view a dashboard that details their spending history, including any active subscriptions.

Industry Implications

Users can also ask it to help with financial decisions like buying a house or signing up for credit cards and flag any changes in spending habits. It’s not just bank accounts — you can connect ChatGPT with investment platforms too. Image: OpenAIThis financial feature will be initially available to users in the US who subscribe to ChatGPT’s $200-per-month Pro tier.

“We’ll learn and improve from early use before rolling it out to Plus, with the goal of making it available to everyone,” says OpenAI. This launch follows OpenAI introducing ChatGPT Health in January, a service designed for health-related questions that is “not intended for diagnosis or treatment. ” Health, like money, requires a tremendous amount of trust that OpenAI will keep user data private and secure.

This advance offers important signals about the future of the sector, and the tech world is watching closely.